When you are just about to lose your home to foreclosure, do not hesitate to seek out the services of a foreclosure defense attorney. Because this can be a precarious situation, you will want to put yourself in the most capable and experienced hands possible. Do not simply open the yellow pages and call any old foreclosure defense lawyer, for the best possible outcome, make sure you find an attorney who understands the complex issues surrounding foreclosure law.
The best foreclosure attorney will be patient and willing to explain the details of your case and your options moving forward. If a lawyer is not able to coherently explain each of the steps involved in the foreclosure process, you should consider seeking counsel elsewhere. A lawyer worthy of you will be well-versed and knowledgeable of current foreclosure law. Ask whether an attorney has recently completed a certification course; foreclosure law changes quite often and many states require lawyers to take regular courses to understand changes in the law. Make sure an attorney is up-to-date and has recently completed such a course.
Besides having a clear understanding of what is at stake in your case, a qualified lawyer will be able to concisely lay out his fees and the services he provides. A reputable attorney should be able to provide you with a list of references, usually clients he or she has served in the past. Because experience is often telling of a carefully honed skill, check out those attorneys who have been working in your area for quite some time. These lawyers, like this foreclosure attorney in Miami, have not only perfected their practice, but should have a list of useful contacts at their disposal. It is possible that they already know the lawyers representing your lender and that they can more easily work out a deal in your favor.
If you have recently received a foreclosure notice, it is important to get in touch with an attorney as soon as possible. If you delay your search for a legal defense team, you may lessen your chances at avoiding foreclosure altogether. Make sure the lawyer you decide on is licensed, has given you a satisfactory and free consultation and has presented their rates and payment options in detail. Before hiring, find out whether this lawyer has a few strategies up his sleeve for your case. Ask whether he has litigated such cases against mortgage companies in the past, and find out how often he can make himself available to you.